Work From Home UK Earn Money Online     For a Free Tour of a Work From Home Business Opportunity -  Click Here You will Require the Tour Code (15071)     At first you may think I have taken leave of my senses reviewing a fund that has the word "consumer" in its name. Given that global growth is slowing (with UK, European and American growth on its knees) and consumer credit is at its limit, the idea of investing in this area might seem complete madness. However, as I often say to investors, you must look under the bonnet of a fund rather than assuming all the clues are in the title.  The JPM Global Consumer Trends Fund looks to find long-term themes that are durable rather than short-term spending fads. These consumer trends are not constant – they keep changing – but globally they are worth $30trillion (£15trillion).  One of the essential areas of the shifting consumer landscape is the emerging markets story; as more people ascend to the middle classes in these economies there is an increase in consumption growth. This is illustrated using the example of beer and packaged foods; in the US, where per annual capita income is $43,000, consumers spend $132 on beer and $1,055 on packaged foods. In Russia, by contrast, they spend only $74 on beer and $340 on packaged foods. Looking east to India, they spend a mere $1 on beer and just $9 on packaged food. Placed in the context that their per capita incomes are $4,460 and $720 respectively, it is evident that there is a long way to go. Consumer trends can simplistically be broken down to three parts; demographics, health and wellness and aspiration. Looking first at demographics we see the re-emergence of a regular theme in my column: urbanisation. Today, 49 per cent of the world's population lives in towns and cities and by 2030 this is forecast to grow to 60 per cent. In addition, the global urban population will grow from 3 billion in 2003 to 5 billion by 2030. These changing demographics will affect the way wages grow and living standards change, providing fantastic opportunities for the likes of convenience stores, branded products, healthcare providers and retailers. In the developed world, demographics are changing as a result of the baby boomers approaching retirement. Not only are they expected to outlive their forefathers by 19 years, but they also have adopted a much more youthful outlook with associated spending habits. Financial services, health care, leisure and travel are all industries set to benefit from this shift. Tied up with living longer is the pre-occupation with living healthier, providing incredible growth opportunities for areas such as organic food sales. In 1997, US organic food sales were worth $3.9bn; now that figure is closer to $18bn.  A company leading the way in our quest for healthier lifestyles is Herbalife, one of the world's largest network marketing companies, supplying us with anti-ageing creams, weight management products and dietary supplements. In respect of healthier living two-thirds of the global population suffer from dietary deficiencies, this opens up a market to offer health and hygiene solutions to the emerging markets that currently spend just a fraction of what we spend in the West. Hong Kong-based Hengan are poised to take advantage of this rising trend. The ever-expanding middle class being produced by urbanisation is leading the way in aspirational consumption, with a huge appetite for branded products. In Asia in particular, these branded goods are seen as a mark of success, though few of these high-demand brand products belong to Asia, leaving Europe to benefit. Of the top 100 global brands, 53 are North American, 36 are European and just three are Asian. This new fund will have about 40 to 80 stocks, with Europe the biggest weighting at 38 per cent and North America at 27 per cent.  In terms of themes, the most prominent is demographics at 39 per cent and aspirational spending at 37 per cent. The fund will be investing with a clear, focused approach in areas that are easily understandable and in which the manager has high conviction. Stock markets may be facing a long period of stasis for the major indices; therefore finding the growth opportunities for the next few years is going to be increasingly important. In previous articles, I have covered infrastructure and energy as long-term themes; I believe the new JPM Global Consumer Trends Fund could be a strong contender to sit alongside them. Next >>> Our Products (4/8) For an Information Pack Or To Request A Call - Enter Your Details Here Homepage - Wellness - Herbalife Co. - Herbalife Products - Branding - Training & Support - Herbalife Success - Get Started   work from home   Home based business   make extra income   business opportunity   earn from home   make money online             work from home UK   earn from home UK   make money ideas   home business UK  work at home   extra income UK   Work At Home UK

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